Well, first, rather than using a .string file, if there's only the disclaimer in it, then I would just use a txt file:
NSString * fName = [[NSBundle mainBundle] pathForResource:@"disclaimer" ofType:@"txt"];
if (fName) {
self.disclaimer = [NSString stringWithContentsOfFile: fName];
}
On the other hand, if you want to do a localized version for each country, then just add it to your "Localizable.strings" file. Your code is just:
self.disclaimer = NSLocalizedString(@"disclaimer", @"Disclaimer text for each country");
Then either use genstrings to collect all your Localizable strings, or create "Localizable.strings" (File\New\New File\ioS\Resource\Strings File), and then you can edit/add in the text:
"disclaimer" = "This is the English version of our disclaimer...";
Then you create a new language version of Localizable.strings and edit it with that country's disclaimer.