I would probably do it like the code below:
You are currently getting the list of filenames then not really doing much with it. Iterating over the list is safer otherwise if there is a missing number you could have issues. Also, the sort maybe unnecessary depending if you image numbering is zero-padded so they come out in the correct order ... but better safe than sorry. One other small change initializing the array to size N instead of hard-coding 200. This will make it more flexible.
searchDir = 'C:\preds\';
list = dir([searchDir '*.png']);
nameList = {list.name}; %Get array of names
imNum = str2double(strrep(nameList,'.png','')); %Get image number
[~,idx] = sort(imNum); %sort it
nameList = nameList(idx);
N = numel(nameList);
sum_image = zeros(192,192,N);
for i=1:N
sum_image(:,:,i) = imread(fullfile(searchDir,nameList{i}));
end